企业管理

皇冠hga010安卓二维码 works with a number of solopreneurs and small business owners. Time and time again, we find ourselves in conversations about how to 管理业务的财务状况. 具体地说, our clients want to know about keeping personal and business expenses separate and how to make sure their business is safe.

管理企业财务时要考虑很多问题. 然而,它不必是压倒性的. By taking one thing at a time—and perhaps hiring a local accountant—you can take control of your financial position. Nothing is more empowering than being able to make decisions based on knowledge. 就让我们一探究竟吧.

如何将个人财务和企业财务分开?

The first thing to do in almost every instance is to incorporate your business. 你是否选择了 有限责任公司,合伙公司,或其他公司, protecting yourself by establishing your business as a separate legal entity will set the right foundation for keeping personal and business finances separate.

你可以采取的其他步骤包括:

  • 为业务资金单独开立银行账户
  • 用不同的信用卡建立你的商业信用, 供应商账户, 和/或小企业贷款
  • 以企业的名义为您的企业建立任何设施

与更多的人 在家工作 than ever, it’s extremely easy to mix your work life with your home life. Even if you don’t have a physical 办公室, try and separate the two as much as possible. This includes keeping your business receipts in a separate filing system and keeping your business budget and home budget separate. It may take a bit of trial and error depending on your specific set up, but you can separate your personal and business finances with practice and structure.

管理季度/预估税收的最好方法是什么?

俗话说:“失败的计划就是失败的计划。.“好消息是, you can have a plan to manage your quarterly business taxes because there are specific due dates to be aware of that you can mark on the calendar. 季度税每年要交四次.

在2021年剩下的时间里,应缴纳的季度税如下:

  • 2021年9月15日- 6月1日至8月31日的收入应缴税款
  • January 15, 2022* — taxes due on earnings from September 1 – December 31
    • *星期六,所以实际上是星期一,1月17日

那么,你如何估算季度营业税呢? You’ll begin with an estimate of your business income for the entire year. 你可以 base the estimate off of previous earnings or what you’ve earned so far for the year. You’ll also need your business expenses, as well as your personal tax income. A tax professional can help you estimate your quarterly business taxes if you’re just getting started.

我的企业在财务上合规吗?

You don’t have to be “too big to fail” to fail at financial 合规, and the risk at the end of the day is the same—from facing penalties to losing your business, 或者更糟.

即使你明白 基本的会计, there may be issues that come up with financial 合规 that stop you in your tracks. 你了解当地和州的所有法律吗? 联邦政府对企业的指导方针呢?

As a small business owner, you might not have the means to hire a 合规 办公室r. 然而, 你可以雇人来提供合规皇冠hga010安卓二维码, 其中可能包括审计, 保持你的商业文书工作, 并代表你接收和回复任何法律文件.

我的企业财务是否面临风险?

这可能是一个企业主最大的恐惧, especially coming out of the Covid-19 pandemic:  that they won’t have enough to keep going or to pay their employees.

Yet a recent study shows that only 18% of small businesses seek out assistance for strategic planning and just 1 in 10 reach out to experts for help with risk management. And, 25% of small businesses aren’t sure what they need for financial recovery.

首先要记住的是,你不必单枪匹马. 有很多资源可供小企业主使用. A bookkeeper or tax professional can also help you navigate any existing or potential financial risks.

Some key items to consider when assessing your financial risk can include:

  • 你当前的现金流、投资和支出
  • 无论你是否拖欠贷款或账单付款
  • 申请救济或延期付款的机会
  • 您的风险暴露水平(i.e. 谁能了解你的企业财务状况)

寻求商业财务方面的帮助

不管你的企业规模或财务状况如何, 皇冠hga010安卓二维码在这里提供帮助. 你可以 安排初步咨询 以获取更多有关税务指引的资讯, 簿记皇冠hga010安卓二维码, 合规, 或者其他你有疑问的财务问题.

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